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HOUZ MAKES
HOME POSSIBLE!

REFINANCE
PURCHASE NEW HOME

INTEREST RATE OUTLOOK

Rates as of January 26, 2021, at 05:00 AM

Mortgage rates change all the time, driven by factors like the economy, Treasury bond rates, and demand.
Lenders nationwide provide weekday mortgage rates to our comprehensive
a national survey of the most current rates available.
The interest rate table be.

30 Year Fixed

2.880%

3.170%

Great option if you’re looking for a lower interest rate

Lower interest rates could help you build equity in your home faster than other options.

Best for people looking to stay in their homes for a shorter time


GET MY RATE

35

15 Year Fixed

2.380%

2.430%

Great Conventional loan option with lower monthly payments.


Keep in mind you’ll pay more in interest with longer loan terms.

Best for people looking to stay in their home for a longer time.


GET MY RATE

5 Year Adjustable

2.970%

3.940%

Lower monthly payment for the first five years of the loan.

Ability to qualify for a larger mortgage, based on the initial interest rate.

Ability to refinance into a fixed-rate mortgage if you are unlikely to move anytime soon.


GET MY RATE

HOW IT WORKS

When you ready. Houzmortgage is ready too 24 hour a day, 7 days a week

Apply Online

See Custom Options

Get Approved

Close Your Loan

Manage Your Mortgage



APPLY ONLINE

Our streamlined application syncs with your bank
to get you accurate numbers, fast.

SEE CUSTOM OPTIONS

Get expert, custom recommendations with
real interest rates and payments.

GET APPROVED

Get instant online approval to move forward
with your refinance or shop for homes.

CLOSE YOUR LOAN

Use your Houz Mortgage to-do list to verify
the details and get to closing fast.

MANAGE YOUR MORTGAGE

Use Houz Mortgage® to make payments online
and put your mortgage to work for you.

CALCULATE YOUR MONTHLY PAYMENT

Use our mortgage calculator to make estimating your monthly mortgage payment easy.
Just enter the home value, your down payment amount, the type of mortgage, and the interest rate.
See how much house you can afford!

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

TECHNOLOGY THAT MAKES THE LOAN PROCESS EASY.

Houz has the technology you expect and deserve to help make the mortgage process easy. An intuitive online application, simple electronic documentation collection, personalized mortgage calculator, and even customized costumized real-time online pre-approval letters.

APPLY NOW

NEWS

Questions to ask yourself before buying your first home

Vaccine scams begin infecting American lives

Permanent remote work is making many Americans rethink where they live

REVIEWS

Let’s hear what Clients says.


The entire staff is professional and is very friendly. They do what they say they will do. I am now a happy Homeowner, thanks to the great folks at Houzmortgage!


Josh – Federal Heights, CO



Always explained to us clearly and took time to help us understand the numbers and the loan how would work. Everything went smoothly and was much easier than I heard getting a loan usually is.


–Claire – Denver, CO



John Barry and his team were exceptional! This was our first time buying a home and John and his team helped us every step of the way. We did our homework and compared Houz Mortagage to other lenders and John and his team were competitive and gave us the best financing options. John was honest and upfront about all the different options we could take and explained all the pros and cons of each option. The team at Houz Mortgage kept everything organized and detailed for us so that there were no problems at closing and everything went smoothly. John was very personable and was willing to take the time to answer our questions over the phone and email. The team at Houz Mortgage also had excellent communication between our realtor and everyone else involved in getting us into our home. Overall Houz Mortgage was professional, personal, knowledgeable, gave competitive offers, and had great communication. We would definitely use them and again and recommended them!


–Vincent Sturgell



I had the opportunity to work with John and Stace on a transaction and was thrilled with their service. The communication was great and when obstacles presented themselves, John and Stace stayed calm and went above and beyond to make sure our client was taken care of and our loan was not delayed. I highly recommended them to anyone looking for a mortgage lender.


–Shawn Manwaring



I highly recommend Houz Mortgage. They were able to get into my dream home!


–Joshua S



You can never go wrong with Houz Mortgage. We initially got pre-approve on a higher rate but John Barry was able to work it out and gave us the best rate possible. This only means they care a lot about their clients making sure they are comfortable with their mortgage and give them confidence as buyers. We are first time home buyers abd we never regretted picking Houz over US Mortgages. John is very knowledgeable, professional, and patient with us which is also one of the things we line about them.


–Ibo Huele

Contact Information

PHONE: (303) 649-1245

FAX: (888) 752-8254

ADDRESS: 10700 E Geddes Ave, Suite 155 Englewood, CO 80112

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Terms and Conditions Apply. HOUZ MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet Houz Mortgage’s and/or investor underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Licensed by the Colorado Division of Real Estate. Houz Mortgage loans are originated by Colorado Homesmartz, LLC DBA Houz Mortgage, NMLS # 1578407. (www.nmlsconsumeraccess.org)

Lowest rates are reserved for most creditworthy applicants; not all who apply will qualify for the top tiers. Rates and APRs are subject to change and may not be available at the time of lock or loan commitment. Interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. APR for adjustable rate mortgages are subject to increase after fixed rate period and does not include 3rd party costs or prepaid interest. Please contact one of our Licensed Mortgage Loan Originators at (303) 649-1245 for a customized rate and payment quote.


© 2020 houzmortgage.com

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COVID-19 Update

March 12: Today, we closed Houz's Englewood office and asked everyone based there to work from home as a precaution due to COVID-19. Houz was prepared for this and is fully functioning during this time. Please do not bring any paperwork to the office and make alternative arrangements by calling (303) 649-1245 or by contacting your personal loan team until further notice.