INTEREST RATE OUTLOOK
Rates as of January 16, 2021 at 05:00 AM
Mortgage rates change all the time, driven by factors like the economy, Treasury bond rates, and demand.
Lenders nationwide provide weekday mortgage rates to our comprehensive
a national survey of the most current rates available.
The interest rate table be.
30 Year Fixed
2.880%
3.190%
Great option if you’re looking for a lower interest rate
Lower interest rates could help you build equity in your home faster than other options.
Best for people looking to stay in their homes for a shorter time
15 Year Fixed
2.340%
2.690%
Great Conventional loan option with lower monthly payments.
Keep in mind you’ll pay more in interest with longer loan terms.
Best for people looking to stay in their home for a longer time.
5 Year Adjustable
2.870%
3.900%
Lower monthly payment for the first five years of the loan.
Ability to qualify for a larger mortgage, based on the initial interest rate.
Ability to refinance into a fixed-rate mortgage if you are unlikely to move anytime soon.
HOW IT WORKS
When you ready. Houzmortgage is ready too 24 hour a day, 7 days a week
Our streamlined application syncs with your bank
to get you accurate numbers, fast.
Get expert, custom recommendations with
real interest rates and payments.
Get instant online approval to move forward
with your refinance or shop for homes.
Use your Houz Mortgage to-do list to verify
the details and get to closing fast.
Use Houz Mortgage® to make payments online
and put your mortgage to work for you.
CALCULATE YOUR MONTHLY PAYMENT
Use our mortgage calculator to make estimating your monthly mortgage payment easy.
Just enter the home value, your down payment amount, the type of mortgage, and the interest rate.
See how much house you can afford!
$
5%
1%
5%
$
$
$1421
Monthly Payment
Principal & Interest $1421
Monthly Taxes $1421
Monthly HOA $1421
Monthly Insurance $1421
TECHNOLOGY THAT MAKES THE LOAN PROCESS EASY.
Houz has the technology you expect and deserve to help make the mortgage process easy. An intuitive online application, simple electronic documentation collection, personalized mortgage calculator, and even customized costumized real-time online pre-approval letters.
NEWS
Permanent remote work is making many Americans rethink where they live
How to keep your videos conferences private
Design trends are all about making home interiors (and exteriors) new again
REVIEWS
Let’s hear what Clients says.
Always explained to us clearly and took time to help us understand the numbers and the loan how would work. Everything went smoothly and was much easier than I heard getting a loan usually is.
–Claire – Denver, CO