Questions? Call +1 (303) 649-1245

REFINANCE AT 3.75%

and SAVE Hundreds
on your MORTGAGE.

GET QUOTE NOW

COMPETITIVE RATES AND FEES
100% FREE QUOTES
WE’LL HELP YOU TO SAVE HUNDREDS

KEY BENEFITS

  • Your starting interest rate is typically lower than
    other kinds of loans.
  • Today’s low interest rate for a 5/1 ARM is
    3.75% (4.342% APR).
  • Monthly mortgage payments are more affordable
    during the first years.
  • Down payments can be as low at 5% on a home
    loan purchase.
  • Refinance up to 95% of your current home’s value.
Get Started

Get Answer
online

With Houz Mortgage® by Quicken
Loans, our fast, powerful and completely
online way to get a mortgage, you can
find out which loan option
is right for you.

Explore Loan Option

How it Works 

Your interest rate is fixed for a specific period.
After that, your interest rate may change annually
depending on the market. That means your
monthly mortgage payment can go up or down
each year. Your rate won’t increase more than 5%
of the original rate throughout the
life of the loan.

Apply Now

Talk to an
Expert 

Not comfortable starting online?
Answer a few questions,
and we’ll have a Home Loan
Expert call you.

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Colorado Mortgage Calculator

Use our mortgage calculator to make estimating your monthly mortgage payment easy.
Just enter the home value, your down payment amount, the type of mortgage, and the interest rate.
See how much house you can afford!

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

REVIEWS

Let’s hear what Client says.



The entire staff is professional and is very friendly. They do what they say they will do. I am now a happy Homeowner, thanks to the great folks at Houzmortgage!


Josh – Federal Heights, CO



Always explained to us clearly and took time to help us understand the numbers and the loan how would work. Everything went smoothly and was much easier than I heard getting a loan usually is.


–Claire – Denver, CO



John Barry and his team were exceptional! This was our first time buying a home and John and his team helped us every step of the way. We did our homework and compared Houz Mortagage to other lenders and John and his team were competitive and gave us the best financing options. John was honest and upfront about all the different options we could take and explained all the pros and cons of each option. The team at Houz Mortgage kept everything organized and detailed for us so that there were no problems at closing and everything went smoothly. John was very personable and was willing to take the time to answer our questions over the phone and email. The team at Houz Mortgage also had excellent communication between our realtor and everyone else involved in getting us into our home. Overall Houz Mortgage was professional, personal, knowledgeable, gave competitive offers, and had great communication. We would definitely use them and again and recommended them!


–Vincent Sturgell



I had the opportunity to work with John and Stace on a transaction and was thrilled with their service. The communication was great and when obstacles presented themselves, John and Stace stayed calm and went above and beyond to make sure our client was taken care of and our loan was not delayed. I highly recommended them to anyone looking for a mortgage lender.


–Shawn Manwaring



I highly recommend Houz Mortgage. They were able to get into my dream home!


–Joshua S



You can never go wrong with Houz Mortgage. We initially got pre-approve on a higher rate but John Barry was able to work it out and gave us the best rate possible. This only means they care a lot about their clients making sure they are comfortable with their mortgage and give them confidence as buyers. We are first time home buyers abd we never regretted picking Houz over US Mortgages. John is very knowledgeable, professional, and patient with us which is also one of the things we line about them.


–Ibo Huele

At Houz Mortgage, we give you an easy way out of the stress of paying rent every month convenient mortgage programs
that will see you own your house in no time! You can rest assured that your prosperity is our top priority.

Refinance as low as 2.62% And Save Hundreds on Your Mortgage