FHA LOANS SERVICES
The Federal Housing Administration (FHA) was established in the mid 1930’s, as a way to make home ownership more accessible to more people. FHA Mortgages have become a very popular loan because they offer low down payments of just 3.5% of the purchase price, have lower credit history and credit requirements than conventional financing and they offer some of the lowest interest rates available on all mortgage products.
There are three options for FHA Loans in Utah. An FHA loan for purchase, FHA Cash Out Refinance Loan, and a FHA Streamline Loan. Each Loan has its own unique benefits and requirements. See below for more information on each of the FHA loans in Utah.
FHA LOANS

FHA STREAMLINE
REFINANCE
If you already have an FHA Mortgage you can
easily streamline your loan to a lower rate and
payment and there are no appraisal or income
documentation required.

FHA MORTGAGE
FOR PURCHASE
With FHA you can purchase a new home
with lenient qualifying requirements and
as little as 3.5% for a down
payment.

FHA CASH OUT
REFINANCE
Refinance your current mortgage
to get cash in hand for up to
85% of appraised
value.
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Disclaimer: Houz Mortgage Loan | All loans are subject to credit and underwriting approval. The programs advertised on this site are not a commitment or guarantee from Houz Mortgage to lend. Programs, rates and other terms and conditions on this website are subject to change without notice. Visit NMLS Consumer Access for more licensing inform- ation. Houz Mortgage is a direct Mortgage lender.
