The Federal Housing Administration (FHA) was established in the mid 1930’s, as a way to make home ownership more accessible to more people. FHA Mortgages have become a very popular loan because they offer low down payments of just 3.5% of the purchase price, have lower credit history and credit requirements than conventional financing and they offer some of the lowest interest rates available on all mortgage products.
There are three options for FHA Loans in Utah. An FHA loan for purchase, FHA Cash Out Refinance Loan, and a FHA Streamline Loan. Each Loan has its own unique benefits and requirements. See below for more information on each of the FHA loans in Utah.
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