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HOUZ makes

HOME possible!

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Apply Online

Apply Online

Our streamlined application syncs with your bank
to get you accurate numbers, fast.

See Custom Options

See Custom Options

Get expert, custom recommendations with
real interest rates and payments.

Get Approve

Get Approved

Get instant online approval to move forward
with your refinance or shop for homes.

Close Your Loan

Close Your Loan

Use your Houz Mortgage to-do list to verify
the details and get to closing fast.

Manage Your Mortgage

Manage Your Mortgage

Use Houz Mortgage® to make payments online
and put your mortgage to work for you.

Technology that makes the loan process easy.

Houz has the technology you expect and deserve to help make the mortgage process easy. An intuitive online application, simple electronic documentation collection, personalized mortgage calculators, and even customized real-time online pre-approval letters.

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Today's Rate

Compare mortgage rates for our most popular loan options
15 Year Fixed
3.375%3.621% APR
  • Great option if you're looking for a lowe
    r interest rate.
  • Lower interest rates could help you build equity in your home faster than other options.
  • Best for people looking to stay in their homes for a shorter time.
Get My Rate
30-Year Fixed
3.875%4.126% APR
  • Great conventional loan option with lower monthly payments.
  • Keep in mind you'll pay more in interest with longer loan terms.
  • Best for people looking to stay in their home for a longer time.
Get My Rate
30-Year Fixed FHA
3.125%4.174% APR
  • Great option for lower monthly payments and fewer credit restrictions.
  • You don't have to be a first-time homebuyer to be considered eligible.
  • Best for people looking to stay in their home for a longer time.
Get My Rate

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Calculate Your Monthly Payment

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Your Mortgage approval starts here.

A new home or mortgage savings could be just a few screen away. Get started now – No Commitment involved.

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NEWS

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Reviews

At Houz Mortgage, we give you an easy way out of the stress of paying rent every month convenient mortgage programs
that will see you own your house in no time! You can rest assured that your prosperity is our top priority.

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    Contact Information

    PHONE: (303) 649-1245

    FAX: (888) 752-8254

    ADDRESS: 10700 E Geddes Ave, Suite 155 Englewood, CO 80112

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    Terms and Conditions Apply. HOUZ MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet Houz Mortgage’s and/or investor underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Licensed by the Colorado Division of Real Estate. Houz Mortgage loans are originated by Colorado Homesmartz, LLC DBA Houz Mortgage, NMLS # 1578407. (www.nmlsconsumeraccess.org)

    Lowest rates are reserved for most creditworthy applicants; not all who apply will qualify for the top tiers. Rates and APRs are subject to change and may not be available at the time of lock or loan commitment. Interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. APR for adjustable rate mortgages are subject to increase after fixed rate period and does not include 3rd party costs or prepaid interest. Please contact one of our Licensed Mortgage Loan Originators at (303) 649-1245 for a customized rate and payment quote.


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    Property Type

    Single Family

    Multi Family

    Town House

    Condo

    Next

    Bankruptcy / Foreclosure in the past 3 years?

    Back    Next

    Zip Code

    Back     Next

    Rate Your Credit

    (Most people have GOOD credit)

    Excellent

    Good

    Average

    Fair

    Poor

    Back    Next

    Upload Docs

    Application

    • Fast Application
    • Full Application

    Fast Application

    HOUZ makes

    HOME possible!

    What do you want to do today?

    Refinance

    Purchase New Home

    Property Type

    Single Family

    Multi Family

    Town House

    Condo

    Back    Next

    Bankruptcy / Foreclosure in the past 3 years?

    Back    Next

    Zip Code

    Back     Next

    Rate Your Credit

    (Most people have GOOD credit)

    Excellent

    Good

    Average

    Fair

    Poor

    Back    Next

    COVID-19 Update

    March 12: Today, we closed Houz's Englewood office and asked everyone based there to work from home as a precaution due to COVID-19. Houz was prepared for this and is fully functioning during this time. Please do not bring any paperwork to the office and make alternative arrangements by calling (303) 649-1245 or by contacting your personal loan team until further notice.