INTRODUCTION TO
HOUZ LOAN PROGRAMS
Watch the personal message from John Barry, Mortgage
Loan Officer, about the exciting opportunity our loan
programs provides our clients.
TYPES OF LOANS
HOUZ OFFER
| Mortgage Options | Best Mortgage if You Want: | ||||
|---|---|---|---|---|---|
| Easier Qualification | Loan Flexibility | Rate Security | Lower Equity/Money Down | ||
| Adjustable Rate Mortgage Get a low fixed interest rate and lower monthly payments for the first 5, 7 or 10 years. |  | Apply Now | |||
| YOURgage ® Choose a custom term with a fixed interest rate from 8 to 29 years that fits your financial goals. | | | Apply Now | ||
| FHA Loan You may qualify for an FHA loan with a lower credit score than other loans, and a down payment as low as 3.5%. | | | | | Apply Now |
| 30-Year Fixed Mortgage Monthly payments spread over 30 years with a stable fixed rate are lower compared to loans with shorter terms. | | Apply Now | |||
| VA Loan Qualified veterans, service members and spouses can finance up to 100% of their loan and pay less at closing. | | | | | Apply Now |
| 15-Year Fixed Mortgage You pay less interest when monthly payments are spread over 15 years because you pay off your loan faster. | | Apply Now | |||
| Jumbo Loans When you need a big loan – from $484,351 to $3,000,000 – you can save with a small interest rate. | | Apply Now | |||
| FHA Streamline Already have an FHA loan and want a lower interest rate? An FHA Streamline refinance requires fewer steps and documents. | | | | | Apply Now |
| Reverse Mortgage For homeowners over age 62 who want to use the equity in their home to meet their financial goals. | | | | Apply Now | |