Get a low fixed interest rate and lower monthly payments for the first 5, 7 or 10 years.

Choose a custom term with a fixed interest rate from 8 to 29 years that fits your financial goals.

You may qualify for an FHA loan with a lower credit score than other loans, and a down payment as low as 3.5%.

Monthly payments spread over 30 years with a stable fixed rate are lower compared to loans with shorter terms.

Qualified veterans, service members and spouses can finance up to 100% of their loan and pay less at closing.

You pay less interest when monthly payments are spread over 15 years because you pay off your loan faster.

When you need a big loan – from $484,351 to $3,000,000 – you can save with a small interest rate.

Already have an FHA loan and want a lower interest rate? An FHA Streamline refinance requires fewer steps and documents.

For homeowners over age 62 who want to use the equity in their home to meet their financial goals.