Growing up as a 1st generation Cambodian American, and a son of Cambodian refugees. Paul Chhoeun has always understood the value of hard work and dedication from his parents. As a Loan Officer for Houz Mortgage he still carries the three values he has learned in life. Trust, Honesty, and Commitment are the corner stones he not only lives by, but transfers this in how he conducts business with his customers.
He is the husband to a lovely wife of 13yrs, and have 4 amazingly beautiful daughters. Of which can drive him crazy sometimes. Through some tough times with one of his daughters that has Lupus. He is driven to show his girls that with the right support and determination. Anything can be achieved if you put your heart and soul into it.
He strongly believes a mortgage should be about building relationships, and helping clients achieve their home financing goals, and not just treat it as a transaction. As a Houz Mortgage Loan Officer, he take a consultative approach to the home loan process by customizing each home financing solution to help his clients achieve their home financial goals, and dreams. Many loan officers can get you a loan. His mission is to get you the right loan and customize it to fit your needs.
When Paul is not assisting his clients or business partners you will find him spending quality time with his family, fishing, cutting the lawn, or simply wrenching away at a project car in the driveway. Family is the strong hold that is kept near and dear to his heart. When you work with him you will feel like family is taking care of you!
The goals that keeps him pushing so hard is to help as many people as he can to achieve that ultimate dream of homeownership, and financial freedom. He has gone through it 1st hand in how difficult it can be without the right guidance, but with his knowledge and expertise he can help you navigate, and be right by your side through the trenches. Having someone like Paul on your team who will not give up on you will result in success each and every time.
OUR MOST POPULAR
|Mortgage Options||Best Mortgage if You Want:|
|Easier Qualification||Loan Flexibility||Rate Security|| Lower|
| Adjustable Rate Mortgage|
Get a low fixed interest rate and lower monthly payments for the first 5, 7 or 10 years.
| YOURgage ®|
Choose a custom term with a fixed interest rate from 8 to 29 years that fits your financial goals.
| FHA Loan|
You may qualify for an FHA loan with a lower credit score than other loans, and a down payment as low as 3.5%.
| 30-Year Fixed Mortgage|
Monthly payments spread over 30 years with a stable fixed rate are lower compared to loans with shorter terms.
| VA Loan|
Qualified veterans, service members and spouses can finance up to 100% of their loan and pay less at closing.
| 15-Year Fixed Mortgage|
You pay less interest when monthly payments are spread over 15 years because you pay off your loan faster.
| Jumbo Loans|
When you need a big loan – from $484,351 to $3,000,000 – you can save with a small interest rate.
| FHA Streamline|
Already have an FHA loan and want a lower interest rate? An FHA Streamline refinance requires fewer steps and documents.
| Reverse Mortgage|
For homeowners over age 62 who want to use the equity in their home to meet their financial goals.
NOT SURE WHICH LOAN
IS RIGHT FOR YOU?
Start with one of our easy mortgage loan calculators.