Our specialty is the self-employed
borrower; we have loan programs to fit
your financial needs.
No Income Verification
- No Tax Return Required
- 30% Down payment
- Loan Amounts Up to 5 Million
Bank Statement Program
- No P&L Statement is required
- Separate Personal and Business Accounts
- Qualify with Business Bank Statements
No Ratio Mortgages
- Loan-to-value ratio as high as 75%
- Up to 100% of borrower funds from gifts
- No restrictions on cash-out financing
Investment Properties
- Loan amounts from $100,000 to $2,000,000
- 85% LTV
- Unlimited financed properties
Home Style Renovation Program
- Available For Up To 80% LTV
- Own Up To 4 Financed Properties
- No Minimum Repair Amount Required
Co-Op Purchase Loans
- Purchase or Refinance at 95% Financing
- Investment andSecond Home Co-Ops
- 24 years of Coop Financing
Stated Income
- Loan Amounts up to $2 million
- Up to 65% loan-to-value
- Purchase or refinance
Foreign National Mortgage
- Qualify full doc OR assets only
- No work visa required
- No income documentation required
Fannie Mae Mixed Use Mortgage
- Borrower is primary owner operator
- Must occupy property as primary residence
- Mortgage loans for mixed use properties
CashFlow Program
- Generate income from investment property
- Purchase a rental property
- Refinance proceeds for business use
Asset Utilization Loan Program
- Increases your loan amount
- Liquid assets qualify
- Non-traditional income streams qualify
Jumbo Construction Loans
- Loan-to-value ratio is 90 percent
- Only interest during the construction period
- One-time closing
Qualify with 1 Year Income
- Loans from $100,000 – $3,000,000
- Foreign Nationals permitted
- All occupancy types allowed
Personal Bank Statement Loans
- Loans up to $2,500,000
- Cash-out option up to $1,000,000
- Minimum credit score of 620
Contact Houz Mortgage Today!
We treat our clients as individuals. We believe that borrowers with nontraditional income sources shouldn’t have to jump through multiple hoops to achieve their real estate goals. If you are a property investor who wants to add to your portfolio, contact us today to learn more about our DSCR Mortgage!
Connect with one of our loan consultants for more information.